Sovereign residency for payment data
The Central Bank of Nigeria requires all domestic transaction records to reside on local infrastructure by January 1, 2027. We align your architecture with absolute regulatory precision.
Data residency is law
Under the new circular, banks and payment processors must store and manage transaction records within Nigerian borders. This policy establishes direct legal authority over audits, cybersecurity, and systemic risk mitigation.
Foreign cloud regions are no longer compliant for primary financial storage. Institutions must migrate core payment databases to certified local data centers before the compliance boundary.
The road to January 2027
The transition from offshore hosting to local sovereign infrastructure requires a phased, risk-mitigated approach. Missing the boundary carries severe operational and regulatory penalties.
Phase 1: Assessment
Phase 2: Migration
Phase 3: Audit
Inventory all current payment processing pipelines and identify databases operating outside national boundaries.
Architect compliant local cloud environments and safely migrate transaction ledgers with zero operational downtime.
Validate local data residency, run failover testing, and submit formal compliance reports to the regulator.
Secure your sovereign architecture
Speak with our lead compliance architects to schedule a comprehensive gap analysis of your payment infrastructure.